How to Send Money Online With My Credit Card

by Alexis Dawes

Overview

Your sister calls. It's an emergency -- she needs $500 to pay her rent, or else she'll be sleeping on a park bench. Or maybe it's your son in college. He burned through his monthly allowance and now he needs a small loan -- just this once. Whatever the situation, you need to get cash to the person on the other end of the phone. You might be asking, "How do I send money online with my credit card?" Actually, there's a very simple solution.

It's relatively simple to send money online with your credit card

Step 1

Create an account on the Western Union web site. Western Union is a worldwide money transfer and payment service. When you use Western Union's online money transfer service, the cash can either go directly to the recipient's bank account, or to one of 320,000-plus authorized Western Union agents.
Step 2

Enter your payment information. You need your credit card details, amount you want to send, as well as the name and address of the recipient.
Step 3

Write down the Money Transfer Control Number (MTCN). Once the online transaction is complete, you'll receive a Money Transfer Control Number. Give this one-of-a-kind number to the recipient and he or she can use it to pick the money up.
Step 4

Call to verify the transaction. Western Union requires that you call to confirm that you indeed placed the transaction.
Step 5

Tell the recipient to pick the money up. If you sent the money to a Western Union agent, it'll be available for the recipient to pick up within minutes. But if you sent to the recipient's bank account, it may take an additional three to five business days before it arrives.

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Before you send the money, check to make sure there's an authorized Western Union agent in the recipient's area. You can do this by searching Western Union's Find Agent Locations search engine.
Before you send the money, check to make sure there's an authorized Western Union agent in the recipient's area. You can do this by searching Western Union's Find Agent Locations search engine.
You may only use the bank transfer service in certain countries.
You may only use the bank transfer service in certain countries.