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| What Is the Managed Risk Medical Insurance Board?
What Is the Managed Risk Medical Insurance Board?
by Dan Pierce
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Overview
The Managed Risk Medical Insurance Board is a California organization dedicated to decreasing the number of uninsured people in the state.
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History
The Managed Risk Medical Insurance Board--originally called the Major Risk Medical Insurance Program--was created by the California Legislature in 1989. The name was changed in 1993.
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Features
The Managed Risk Medical Insurance Board is made up of seven volunteer board members appointed in part by the Legislature and in part by the governor of California. The board usually meets one time a month and the members each serve a four-year term.
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Programs
The board runs three health insurance programs: the Access for Infants and Mothers program, the Healthy Families Program and the Major Risk Medical Insurance Program.
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Infants and Mothers
The Access for Infants and Mothers program is designed to provide low-cost health insurance for middle-income pregnant women who are not otherwise covered by public or private insurance. The program is subsidized by both state and federal funds.
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Families
The Healthy Families Program provides low-cost insurance coverage for children in low-income families not otherwise covered by public or private insurance. It provides dental and vision, as well as health coverage, and is subsidized by both state and federal funds.
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Insurance
The Major Risk Medical Insurance Program is designed to provide low-cost health insurance for people who are unable to find insurance coverage due to pre-existing medical conditions. It is subsidized by California tobacco tax funds.
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