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How to End My Medicare

by Matt Knouff
  • Overview

    Medicare is a federally funded and operated health insurance program for the elderly (age 65 and over) and certain disabled individuals. It was established by the Social Security Act of 1965. You may choose to cancel Medicare coverage at any time.
 
  • Step 1

    Consider the pros and cons of terminating Medicare coverage. If the cost of the monthly premiums is too high, contact your state Medicaid office in order to inquire about eligibility for the Qualified Medicare Beneficiary (QMB) program. This program will pay for your original Medicare Part A and Part B deductibles, premiums, co-payments and co-insurance.
  • Step 2

    Call 1-800-MEDICARE to cancel original Medicare benefits. Provide the customer service representative with your Medicare or Social Security number, date of birth and other identifying information and request that your Medicare benefits be terminated. If you have Medicare Advantage, Medigap or Part D prescription coverage, proceed to Step 3.
  • Step 3

    Contact your provider of your Medicare Advantage, Medigap and/or Part D prescription drug plan and request that coverage be terminated. Terminating your original Medicare benefits will disqualify you from these plans. However, you should still contact the providers in order to terminate benefits even if you terminated original Medicare or you may continue to be charged the monthly premium for these plans.
  • 2
  • Telephone Social Security or Medicare number, date of birth and other identifying information
  • Telephone
  • Social Security or Medicare number, date of birth and other identifying information
  • If you wish to enroll in Medicare in the future, you may be penalized for terminating your benefits in the past. Consult with a Medicare worker to discuss what penalties, if any, you could potentially face by terminating coverage.
  • If you wish to enroll in Medicare in the future, you may be penalized for terminating your benefits in the past. Consult with a Medicare worker to discuss what penalties, if any, you could potentially face by terminating coverage.

References & Resources